Between auto insurance and homeowners insurance there are roughly 70-100 factors that impact your policy rate. Some factors have more of an impact than others, but the reality is that each insurance company takes a slightly different approach to these policies and...
There are many life changes that you should discuss with your insurance agent in order to make sure you're adequately covered and are taking advantage of discounts or opportunities to save. From getting married and having a baby, to starting a new job or getting a...
First of all, congratulations! It's smart to be asking yourself this question about your insurance now that you're married. You should certainly speak to a insurance agent about this major milestone as you may be eligible for saving on your insurance policy by...
Your homeowners insurance policy dwelling limit is simply the cost it would take to rebuild your entire home at current prices for construction and labor. In the situation that your home is severely damaged or even destroyed by a covered event and you submit a claim,...
Your insurance policy deductible is simply the amount you are responsible to pay in an incident that is covered by your insurance. In most situations that are covered by your insurance provider, you will need to pay the amount of your deductible before your insurance...
Shopping for auto insurance can be a challenge, especially if you’re not really sure what each quote is based on. One study shows that 28% of drivers think they are paying too much for car insurance. Luckily, there are ways you can find out if that is the case. It...
We don't expect to see meaningful savings from Michigan auto insurance reform until July 2021 - July 2022. We've known about the auto insurance no-fault reform in Michigan for awhile now and it has been active since July 2, 2020. But the impact it will have on rates...
For many, your home is your most expensive asset you will ever own. And that’s not just the general structure of the home, but all the appliances and assets inside. An optional coverage many consider, is home appliance insurance also known as a home warranty. This...
No one wants to be in an auto accident, however there are roughly 6 million car accidents each year, which is roughly 16,000 per day. According to the CDC, auto accidents are the second most common cause of injury in the US, behind only...
We recently spent some time breaking down ways you can save on your auto insurance policy and now it’s time to look at money saving tips for your homeowner’s insurance policy. While some of the tips for auto apply to your home insurance, there are...
