A common question lies between floods and water backups in terms of the insurance. What classifies as one or the other? do you need a separate policy for both? We'll go over the differences so you can have a clear idea of how the policies work. Flooding Defined By...
When it comes to any insurance policy, a lot of factors are at play and everyone's situation is different. That being said the "average" cost of insurance doesn't really exist. From homeowners insurance to a simple auto policy, the factors can seem endless. Just...
Commercial truck insurance is a type of insurance that protects trucking businesses or businesses that use trucks for the transportation of goods. This insurance also includes coverage options for independent truck drivers. There are many factors and options to...
What is bobtail coverage for commercial trucking insurance? It is a liability-only policy covering you when and if you are driving a truck without a trailer. Commercial trucking insurance is needed regardless of when a truck is driven. If you allow someone else to...
This reform was enacted on July 1st, 2020. It has been a little over one year since. It was put in place due to the fact that although Michigan offered the highest auto insurance benefits, it also was the highest when it came to cost. Personal Injury Protection (PIP)...
When working with an insurance company or agent, it's important to get a sense of their business model. Simply, an agency can run two ways, profit-focused or client-focused. Can you guess which one you should stay away from? That's right, it's the profit-focused...
Using an independent insurance agent can help save you money. The best part is using an agent is no extra cost to you! An Insurance broker, like us, is your one-stop-shop. For example, if you have homeowners insurance with us and later on open a business and decide...
When shopping around for insurance, it's important to compare cost and coverage. They are not the same thing. You'll want to choose the best balance between the two that are right for you. When you are in the process of receiving quotes, take a look at different types...
Service line coverage is a special type of insurance you can add to your homeowners insurance policy. This insurance is in place to reimburse the policyholder for damage to any utility lines the holder is responsible for. This coverage will increase your monthly...
As you're out shopping for insurance, you are likely getting quotes from multiple insurance agents. The best way to choose between multiple insurance quotes is to look beyond just the policy amount. Yes, the price matters and you should consider it especially if some...
