If you are a small business owner, you know you likely need insurance to protect yourself and your assets. But, do you know the difference between general liability insurance and professional liability insurance? How do you know which policy covers different risks?...
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Why it’s Important to have Flood Insurance in Michigan and Metro Detroit
Heavy rain throughout southeast Michigan raises a lot of flood insurance questions, as cars, homes and basements often suffer from millions of dollars’ worth of floodwater damage. The last couple of months alone, we’ve seen record amounts of rainfall, leading many...
The promise of lowering Michigan’s insane auto insurance rates already hits a roadblock
Democratic Governor, Gretchen Whitmer, is already threatening to veto the bill that was just passed by Senate on Tuesday. She says, “there are no guarantees costs will go down for drivers.” This is alarming breaking news for Michigan drivers. Here is a brief breakdown...
Do You Need Rideshare Insurance in Michigan if You Drive for Uber or Lyft?
If you drive for Uber or Lyft and aren't sure if you need Rideshare insurance in Michigan, read on. Let’s face it, accidents happen. Even the most careful drivers can be involved in an auto accident, but it’s often the last thing we expect when we hop into a rideshare...
Protecting Your Property with Advanced Technology
Long gone are the days of door shakers and electromagnetic contacts on a homeowner’s doors and windows. Both of these security tactics were meant to keep out unwanted visitors, also known as burglars. The electromagnetic contact security system was extremely high tech...
Michigan Car Insurance Laws
If you are in the market for car insurance in Michigan, it’s worth your time to get to know Michigan’s car insurance laws so you can make sure to meet the requirements. Michigan Secretary of State’s auto insurance law requires that all drivers present current proof of...
Will Insurance Replace or Repair a Damaged Roof?
When a natural disaster strikes Michigan, having great homeowner’s insurance can make all the difference. Your home’s roof is its first protector, so it’s important to properly care for your roof. Without regular maintenance and care, a storm could lead to damage...
Why It’s Better to Use a Local Michigan Independent Insurance Agent
When you purchase your auto or home insurance directly with a Michigan insurance agent, you essentially cut out the ‘middle man’. Direct underwriting companies are those such as Geico or Progressive. These same big-name insurers are also doing business with...
You’re Ready for Michigan Boat Season. Is Your Boat Insurance Ready, too?
A boat is likely one of your most valuable possessions, whether a yacht or a fishing boat. Having the right Michigan boat insurance is extremely important, just in case you suffer from damage or theft. Let’s take a look at how Michigan boat insurance policies work....
Michigan Auto Insurance Rates: Men Are Higher Risk, but Women Pay More
We have all heard of a gender wage gap, but a car insurance premium gender gap, too? As it turns out, Michigan has a hefty one. On average, women paid $79 more every year than men in 2018 for the exact same automobile insurance. This is the second biggest gender...