No one wants to be in an auto accident, however there are roughly 6 million car accidents each year, which is roughly 16,000 per day. According to the CDC, auto accidents are the second most common cause of injury in the US, behind only...
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The Top Money-Saving Tips for Homeowners Insurance
We recently spent some time breaking down ways you can save on your auto insurance policy and now it’s time to look at money saving tips for your homeowner’s insurance policy. While some of the tips for auto apply to your home insurance, there are...
8 Ways to Save Money on Your Auto Insurance Policy
Many simply look for the cheapest rate when it comes to auto insurance. This can be a dangerous approach to coverage, especially as it relates to auto insurance given changes to the no-fault policy. Instead of sacrificing your well-being with minimal coverage and...
What’s the Difference Between Independent Insurance Agents & Exclusive Agents?
Choices. That is the primary difference between working with an independent/broker agent and a captive/exclusive agent. In the former you can choose between various carriers and options for your insurance. On the other hand, when working with an exclusive agent, you...
How Michigan No-Fault Auto Insurance Reform Impacts Medicaid & Medicare Participants
One of the key changes coming from Michigan’s no-fault auto insurance policy reform is your ability to select coverage options when it comes to Personal Injury Protection (PIP). We’ve been talking a lot about Michigan’s no-fault auto insurance reform on our blog, and...
4 Auto Insurance Policy Updates You Should Make as Michigan Opens Up
Insurance related news captured a lot of headlines in response to the COVID-19 crisis. Stay at home orders and social distancing drastically changed our day-to-day lives and therefore our needs as it relates to insurance, specifically auto insurance. Fewer people...
American Heart Health Month
Knowing the facts about heart disease can help increase your chances of avoiding or overcoming heart disease. The first thing to know is that it can happen at any age. Heart disease occurs more often in younger adults than you may be aware. Higher rates of obesity and...
Tips to Keep Your Pipes from Freezing
St. Clair Shores winters can be frigid. Protect your home from freezing pipes during the cold Michigan days and nights. Before the temperature drops Watch the weather to stay up to date on freezing temperatures, and take the following precautions. Insulate pipes in...
Stay Safe While Driving on New Year’s Eve in St. Clair Shores, Michigan
Driving Dangers on New Year’s Eve Drinking and driving is the common cause of roadway accidents during the New Year’s holiday. Traditionally, this holiday has been marked by champagne toasts and all-night open bar specials. In Michigan, weather conditions at this time...
The Dangers of Ice Dams
Ice dams are ridges of ice that form on the edges of your roof and block melting snow from draining off your rooftop. Ice dams can cause major damage to your home, including: tearing off rain gutters, loosening shingles, and causing water to back up and drain into...
