In the insurance world, most people (and major insurance companies) focus on insurance policy rates. What often gets overlooked or completely ignored is the substance behind your home insurance policy. In other words, little time is spent understanding what your...
With February 11th being Umbrella Day, we want to take time to explain that umbrella insurance is not for umbrellas! Umbrella insurance provides extra liability coverage for you or your business. This helps protect you or your business from large claims or lawsuits...
Choosing the right generator is the first step in generator safety. Here are a few easy ways to figure out which size generator is best for you, provided by Red Cross. Add up the power requirements of the appliances and devices you will want to use. Add up the wattage...
If you have a home, you probably have homeowners insurance. Mortgage lenders usually require it and for good reason. Any big investment should be insured in case something was to happen. What bigger investment can you make than your home? Just because you have...
Fall Homeowner Checklist When it comes to being a homeowner, winter can mean many things: hours spent shoveling snow, possible damage to your home, and rising costs of utilities from heating your house. Fall is the perfect time to take some preventive measures that...
October is National Fire Prevention Month. As every homeowner knows, having a plan in case of a house fire is a necessity. The American Red Cross found of the 80% of people who said everyone in their house knew what to do during a fire, only half of those respondents...
There are only three insurance companies in Michigan that offer service line insurance. You might be wondering if you need this special type of insurance, and the short answer is, absolutely yes! Because of the inconsistent weather that we experience in Michigan,...
Michigan storms can often turn quickly into tornado weather conditions. It’s important to be prepared for such a disaster, which is why you should always have an emergency tornado survival kit for your home. Putting together a supply and survival kit means considering...
So far, 2019 has seen a record number of storms in Michigan. For us insurance agents in Michigan, it has brought a lot of frustration for homeowners, as well as a lot of claims. In times like this, you may be wondering if it’s time to change your insurance policy or...
For many homeowners, summertime in Michigan often means home improvement and renovation projects. You might be improving your existing kitchen or bathroom, adding a new room, or building a new patio or deck. In preparing for your project, you probably search through...
